/* Blindagem Patrimonial · Faier Advogados — base herdada do site bancário (11/10/2026) */
:root{
  --placa:#1B252F;
  --placa-clara:#D9CCB4;
  --branco:#FFFFFF;
  --papel:#F4F2EE;
  --tinta:#1A1F27;
  --texto-2:#5A554E;
  --linha:#DDD6CA;
  --marca:#D4A95E;
  --marca-t:rgba(212,169,94,.42);
  --nota:#F6EDDC;
  --alerta:#B3261E;
  --ouro-claro:#F0D29A;
  --ouro-escuro:#8C5B2A;
  --noite:#12171F;
  --ouro-grad:linear-gradient(135deg,#F3DAA6 0%,#D4A95E 50%,#A9743B 100%);
  --f-display:"Overpass","Arial Narrow",Arial,sans-serif;
  --f-body:"Source Serif 4",Georgia,"Times New Roman",serif;
  --f-mono:"Overpass Mono",Consolas,"Courier New",monospace;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--f-body);font-size:1.0625rem;line-height:1.6;color:var(--tinta);background:var(--branco);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{max-width:100%}
a{color:inherit}
:focus-visible{outline:3px solid var(--ouro-escuro);outline-offset:3px;border-radius:4px}
.topo :focus-visible,.hero :focus-visible,.fim :focus-visible,.rodape :focus-visible,.barra-zap :focus-visible,.pf :focus-visible{outline-color:var(--ouro-claro)}
.wrap{max-width:72rem;margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem)}
.pular{position:absolute;left:-999px;top:0;background:var(--marca);color:var(--tinta);padding:.75rem 1rem;z-index:10;font-family:var(--f-display);font-weight:700}
.pular:focus{left:1rem;top:1rem}

/* Cabeçalho */
.topo{background:var(--placa);color:var(--branco)}
.topo .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:1.1rem}
.nome{font-family:var(--f-display);font-weight:800;font-size:1.15rem;letter-spacing:-.01em;text-decoration:none;line-height:1.2;color:var(--ouro-claro)}
.nome small{font-weight:600;font-size:.95rem;color:var(--placa-clara);margin-left:.5rem}
.topo-pf{font-family:var(--f-display);font-weight:700;font-size:.9rem;text-decoration:none;color:var(--placa-clara);border-bottom:1px solid rgba(255,255,255,.3);white-space:nowrap}
.topo-pf:hover{color:var(--branco);border-bottom-color:var(--marca)}

/* Hero */
.hero{background:var(--placa);color:var(--branco);padding-block:.25rem clamp(2.5rem,6vw,4.5rem)}
.moldura{border:2px solid var(--marca);border-radius:20px;padding:clamp(1.5rem,5vw,3.75rem)}
.hero-grade{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:clamp(2rem,5vw,4rem);align-items:center}
.sobre{margin:0 0 1.5rem;font-family:var(--f-display);font-weight:700;font-size:.8rem;letter-spacing:.09em;text-transform:uppercase;color:var(--placa-clara)}
.hero h1{font-family:var(--f-display);font-weight:800;font-size:clamp(2.05rem,5vw,3.9rem);line-height:1.04;letter-spacing:-.025em;margin:0 0 1.5rem;max-width:18ch}
.hero h1 em{font-style:normal;color:var(--marca);background:var(--ouro-grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.lead{font-size:clamp(1.05rem,1.7vw,1.2rem);max-width:38rem;color:var(--placa-clara);margin:0 0 2.25rem}
.acoes{display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.75rem}
.btn{display:inline-flex;align-items:center;gap:.6rem;background:var(--ouro-grad);color:var(--placa);font-family:var(--f-display);font-weight:800;font-size:1.05rem;line-height:1.2;padding:1rem 1.4rem;border-radius:10px;text-decoration:none;border:0;cursor:pointer;box-shadow:0 3px 0 rgba(0,0,0,.28)}
.btn:hover{filter:brightness(1.07)}
.btn:active{transform:translateY(2px);box-shadow:0 1px 0 rgba(0,0,0,.28)}
.btn svg{width:1.3em;height:1.3em;flex:none}
.link-seta{font-family:var(--f-display);font-weight:700;color:var(--branco);text-decoration:none;border-bottom:2px solid rgba(255,255,255,.35);padding-bottom:.1rem}
.link-seta:hover{border-bottom-color:var(--marca)}
.assina{margin:2.25rem 0 0;font-family:var(--f-mono);font-size:.85rem;color:var(--placa-clara)}

/* O caixa do mês: barra empilhada */
.caixa{background:rgba(255,255,255,.04);border:1px solid rgba(217,204,180,.25);border-radius:14px;padding:1.5rem}
.caixa-cab{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;margin-bottom:1rem;font-family:var(--f-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--placa-clara)}
.caixa-total{font-family:var(--f-display);font-weight:800;font-size:1.6rem;letter-spacing:-.01em;color:var(--branco);margin:0 0 .25rem}
.caixa-sub{font-family:var(--f-mono);font-size:.78rem;color:var(--placa-clara);margin:0 0 1.25rem}
.pilha{display:flex;height:3.25rem;border-radius:8px;overflow:hidden;background:rgba(255,255,255,.06)}
.pilha span{display:block;height:100%;width:var(--w);transition:width 1.1s cubic-bezier(.3,.7,.3,1);transition-delay:var(--d,0s)}
.js .pilha span{width:0}
.js .caixa.visto .pilha span{width:var(--w)}
.p-banco{background:var(--ouro-grad)}
.p-folha{background:#7C8797}
.p-forn{background:#556070}
.p-imp{background:#3E4757}
.p-sobra{background:#9BC59D}
.legenda{list-style:none;margin:1.1rem 0 0;padding:0;display:grid;gap:.45rem;font-family:var(--f-mono);font-size:.82rem;color:var(--placa-clara)}
.legenda li{display:flex;align-items:center;gap:.6rem}
.legenda li b{margin-left:auto;color:var(--branco);font-weight:600}
.legenda i{width:.8rem;height:.8rem;border-radius:3px;flex:none}
.legenda .destaque{color:var(--ouro-claro)}
.legenda .destaque b{color:var(--ouro-claro)}
.caixa-nota{margin:1rem 0 0;font-size:.8rem;color:#A79F92;font-family:var(--f-mono)}

/* Faixas */
.faixa{padding-block:clamp(3.5rem,8vw,6rem)}
.faixa-papel{background:var(--papel)}
.rotulo{font-family:var(--f-mono);font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ouro-escuro);margin:0 0 .75rem}
.titulo-sec{font-family:var(--f-display);font-weight:800;font-size:clamp(1.7rem,3.4vw,2.6rem);line-height:1.1;letter-spacing:-.02em;margin:0 0 1rem;max-width:26ch}
.intro{max-width:44rem;color:var(--texto-2);margin:0 0 2.75rem}

/* Cenas */
.cenas{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,20rem),1fr));gap:1rem}
.cena{background:var(--branco);border:1px solid var(--linha);border-left:4px solid var(--marca);border-radius:10px;padding:1.25rem 1.4rem}
.cena p{margin:0;font-family:var(--f-display);font-weight:700;font-size:1.12rem;line-height:1.35}
.cena span{display:block;margin-top:.5rem;font-size:.95rem;color:var(--texto-2);font-family:var(--f-body);font-weight:400}

/* Mapa da exposição bancária anotado */
.doc{max-width:66rem}
.linha{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr)}
.campo{background:var(--branco);border-inline:1px solid var(--linha);border-bottom:1px dashed var(--linha);padding:1rem 1.5rem}
.doc-cab{background:var(--branco);border:1px solid var(--linha);border-bottom:2px solid var(--tinta);border-radius:10px 10px 0 0;padding:1.25rem 1.5rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1rem;align-items:baseline}
.doc-cab strong{font-family:var(--f-mono);font-weight:600;font-size:1rem;letter-spacing:.06em}
.doc-cab span{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--texto-2)}
.linha:last-child .campo{border-bottom:1px solid var(--linha);border-radius:0 0 10px 10px;box-shadow:0 18px 30px -22px rgba(27,34,41,.45)}
.campo-rot{display:block;font-family:var(--f-mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--texto-2);margin-bottom:.3rem}
.campo-val{font-family:var(--f-mono);font-size:.95rem;line-height:1.55}
.hl{background-image:linear-gradient(var(--marca-t),var(--marca-t));background-repeat:no-repeat;background-size:100% 100%;padding:.05em .2em;-webkit-box-decoration-break:clone;box-decoration-break:clone;transition:background-size .7s cubic-bezier(.3,.7,.3,1);transition-delay:var(--d,0s)}
.js .hl{background-size:0% 100%}
.js .doc.visto .hl{background-size:100% 100%}
.etq{display:inline-block;margin-left:.5rem;font-family:var(--f-display);font-weight:800;font-size:.78rem;background:var(--tinta);color:var(--marca);padding:.15rem .5rem;border-radius:4px;white-space:nowrap;vertical-align:.1em}
.selo{display:inline-block;border:2px solid var(--alerta);color:var(--alerta);font-family:var(--f-mono);font-weight:600;padding:.1rem .55rem;border-radius:4px;transform:rotate(-2deg)}
.nota{position:relative;padding:1rem 0 1rem 1.75rem;font-size:.95rem;line-height:1.5}
.nota::before{content:"";position:absolute;left:0;top:1.75rem;width:1.1rem;height:2px;background:var(--marca)}
.nota-vazia::before{display:none}
.nota-corpo{display:block}
.nota b{font-family:var(--f-display);font-weight:700}
.ref{display:inline-block;margin-top:.45rem;font-family:var(--f-mono);font-size:.72rem;letter-spacing:.02em;color:var(--branco);background:var(--placa);padding:.2rem .6rem;border-radius:5px;box-shadow:inset 0 0 0 2px var(--placa),inset 0 0 0 3.5px var(--marca)}
.nota-forte .nota-corpo{background:var(--nota);border-left:3px solid var(--tinta);padding:.75rem .9rem;margin-top:-.4rem}
.doc-rodape{font-size:.9rem;color:var(--texto-2);margin:1.25rem 0 0;max-width:44rem}

/* Prazos */
.prazos{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,15rem),1fr));gap:0;border-top:2px solid var(--tinta)}
.prazo{padding:1.5rem 1.5rem 1.5rem 0;border-bottom:1px solid var(--linha)}
.prazo .prazo-n{font-family:var(--f-display);font-weight:800;font-size:clamp(2.4rem,5vw,3.4rem);line-height:1;letter-spacing:-.03em;color:var(--alerta);margin:0}
.prazo .prazo-n small{font-size:.38em;letter-spacing:0;color:var(--tinta);margin-left:.3rem}
.prazo h3{font-family:var(--f-display);font-weight:700;font-size:1.1rem;line-height:1.25;margin:.6rem 0 .35rem}
.prazo p{margin:0;font-size:.95rem;color:var(--texto-2)}

/* Serviços */
.casos{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,19rem),1fr));column-gap:2.5rem;border-top:2px solid var(--tinta)}
.caso{padding-block:1.75rem;border-bottom:1px solid var(--linha)}
.caso h3{font-family:var(--f-display);font-weight:700;font-size:1.25rem;line-height:1.2;margin:0 0 .5rem}
.caso p{margin:0 0 .5rem;color:var(--texto-2)}

/* Etapas */
.etapas{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:2rem;counter-reset:e}
.etapa{border-top:3px solid var(--tinta);padding-top:1.1rem;counter-increment:e}
.etapa::before{content:counter(e,decimal-leading-zero);display:block;font-family:var(--f-mono);font-weight:600;font-size:.8rem;color:var(--ouro-escuro);margin-bottom:.4rem}
.etapa h3{font-family:var(--f-display);font-weight:700;font-size:1.2rem;line-height:1.2;margin:0 0 .5rem}
.etapa p{margin:0;font-size:.98rem;color:var(--texto-2)}

/* Triagem */
.triagem{max-width:48rem;background:var(--branco);border:1px solid var(--linha);border-radius:14px;padding:clamp(1.25rem,4vw,2.25rem);box-shadow:0 18px 30px -24px rgba(27,34,41,.45)}
.triagem fieldset{border:0;margin:0 0 1.75rem;padding:0}
.triagem legend{font-family:var(--f-display);font-weight:800;font-size:1.15rem;line-height:1.3;margin-bottom:.85rem;padding:0}
.triagem legend span{font-family:var(--f-mono);font-size:.75rem;font-weight:600;color:var(--ouro-escuro);margin-right:.5rem}
.opcoes{display:flex;flex-wrap:wrap;gap:.6rem}
.opcoes label{position:relative}
.opcoes input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.opcoes label span{display:inline-block;font-family:var(--f-display);font-weight:700;font-size:.98rem;padding:.65rem 1rem;border:2px solid var(--linha);border-radius:999px;background:var(--branco);cursor:pointer;transition:border-color .15s,background .15s}
.opcoes label:hover span{border-color:var(--marca)}
.opcoes input:checked + span{border-color:var(--tinta);background:var(--tinta);color:var(--ouro-claro)}
.opcoes input:focus-visible + span{outline:3px solid var(--ouro-escuro);outline-offset:3px}
.campo-texto{display:block;width:100%;max-width:26rem;font:inherit;font-family:var(--f-mono);font-size:.95rem;padding:.75rem .9rem;border:2px solid var(--linha);border-radius:8px;background:var(--branco);color:var(--tinta)}
.campo-texto:focus{border-color:var(--tinta);outline:none}
.triagem-fim{display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.5rem;border-top:1px dashed var(--linha);padding-top:1.5rem}
.triagem-aviso{margin:0;font-size:.9rem;color:var(--texto-2);max-width:26rem}
.triagem-aviso[hidden]{display:none}
.triagem-aviso.ativo{color:var(--alerta)}

/* Pessoa física */
.pf{background:var(--noite);color:var(--branco)}
.pf .rotulo{color:var(--marca)}
.pf .intro{color:var(--placa-clara)}
.pf-grade{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,17rem),1fr));gap:0 2.5rem;border-top:2px solid var(--marca);margin-bottom:2.25rem}
.pf-item{padding-block:1.5rem;border-bottom:1px solid rgba(217,204,180,.2)}
.pf-item h3{font-family:var(--f-display);font-weight:700;font-size:1.2rem;line-height:1.25;margin:0 0 .45rem;color:var(--ouro-claro)}
.pf-item p{margin:0 0 .5rem;color:var(--placa-clara)}
.pf .ref{box-shadow:inset 0 0 0 2px var(--noite),inset 0 0 0 3.5px var(--marca);background:var(--noite)}

/* Quem conduz */
.quem{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:clamp(2rem,6vw,5rem);align-items:start}
.quem p{margin:0 0 1rem;max-width:40rem}
.fatos{margin:0;border-top:2px solid var(--tinta)}
.fatos div{display:flex;justify-content:space-between;gap:1rem;padding-block:.9rem;border-bottom:1px solid var(--linha)}
.fatos dt{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--texto-2);padding-top:.2rem}
.fatos dd{margin:0;font-family:var(--f-display);font-weight:700;text-align:right}
.link-sec{font-family:var(--f-display);font-weight:700;color:var(--placa);text-decoration:none;border-bottom:2px solid var(--marca)}
.advogados{list-style:none;margin:0 0 1.5rem;padding:0;border-left:2px solid var(--marca)}
.advogados li{padding:.4rem 0 .4rem 1rem}
.advogados strong{display:block;font-family:var(--f-display);font-weight:700;font-size:1.2rem;line-height:1.25}
.advogados span{font-family:var(--f-mono);font-size:.85rem;color:var(--texto-2)}

/* Dúvidas */
.duvidas{max-width:48rem;border-top:2px solid var(--tinta)}
.duvidas details{border-bottom:1px solid var(--linha)}
.duvidas summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding-block:1.25rem;font-family:var(--f-display);font-weight:700;font-size:1.15rem;line-height:1.3}
.duvidas summary::-webkit-details-marker{display:none}
.duvidas summary::after{content:"+";flex:none;width:1.75rem;height:1.75rem;display:grid;place-items:center;border:2px solid var(--tinta);border-radius:50%;font-size:1.1rem;line-height:1;transition:transform .2s}
.duvidas details[open] summary::after{transform:rotate(45deg)}
.duvidas details p{margin:0 0 1.35rem;color:var(--texto-2);max-width:42rem}

/* Chamada final */
.fim{background:var(--placa);color:var(--branco);padding-block:clamp(3rem,7vw,5rem)}
.fim .moldura{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.5rem 2rem}
.fim h2{font-family:var(--f-display);font-weight:800;font-size:clamp(1.6rem,3.4vw,2.4rem);line-height:1.1;letter-spacing:-.02em;margin:0 0 .5rem;max-width:22ch}
.fim p{margin:0;color:var(--placa-clara);font-family:var(--f-mono);font-size:.9rem}

/* Rodapé */
.rodape{background:var(--noite);color:#CFC6B8;font-size:.9rem;padding-block:2.5rem;border-top:1px solid rgba(217,204,180,.12)}
.rodape .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1.5rem 2rem}
.rodape p{margin:0 0 .35rem}
.rodape strong{color:var(--ouro-claro);font-family:var(--f-display);font-weight:700}
.rodape nav a{display:inline-block;margin-right:1.25rem;margin-bottom:.35rem;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.3)}
.rodape nav a:hover{border-bottom-color:var(--marca)}
.aviso{flex-basis:100%;font-size:.8rem;color:#9A9083;margin:0}

.barra-zap{display:none}

@media (max-width:880px){
  .hero-grade{grid-template-columns:1fr}
  .linha{grid-template-columns:1fr}
  .nota{background:var(--branco);border-inline:1px solid var(--linha);padding:0 1.5rem 1rem}
  .nota::before{display:none}
  .nota-vazia{display:none}
  .nota-corpo{background:var(--nota);border-left:3px solid var(--marca);padding:.7rem .85rem}
  .nota-forte .nota-corpo{border-left-color:var(--tinta);margin-top:0}
  .linha:last-child .campo{border-bottom:1px dashed var(--linha);border-radius:0;box-shadow:none}
  .linha:last-child .nota{border-bottom:1px solid var(--linha);border-radius:0 0 10px 10px}
  .etapas{grid-template-columns:1fr 1fr}
  .quem{grid-template-columns:1fr}
}
@media (max-width:760px){
  .nome small{display:none}
  .barra-zap{display:block;position:fixed;left:0;right:0;bottom:0;z-index:5;padding:.7rem 1rem calc(.7rem + env(safe-area-inset-bottom));background:rgba(27,34,45,.97);box-shadow:0 -6px 20px rgba(0,0,0,.18)}
  .barra-zap .btn{width:100%;justify-content:center}
  body{padding-bottom:5.25rem}
  .hero .btn,.triagem .btn{width:100%;justify-content:center}
  .etapas{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .hl,.pilha span,.duvidas summary::after{transition:none}
}

/* ===== Blindagem Patrimonial (04/11/2026) ===== */
.topo .wrap{padding-block:.8rem}
.marca{display:flex;align-items:center;gap:.85rem;text-decoration:none;color:var(--ouro-claro)}
.marca img{display:block;height:46px;width:auto}
.marca span{font-family:var(--f-display);font-weight:800;font-size:1.05rem;line-height:1.05;letter-spacing:-.005em;border-left:1px solid rgba(212,169,94,.45);padding-left:.85rem}
.menu{display:flex;align-items:center;gap:1.4rem;font-family:var(--f-display);font-weight:700;font-size:.92rem}
.menu a{text-decoration:none;color:var(--placa-clara);border-bottom:1px solid transparent}
.menu a:hover,.menu a[aria-current="page"]{color:var(--branco);border-bottom-color:var(--marca)}
.menu .menu-cta{color:var(--placa);background:var(--ouro-grad);padding:.55rem .9rem;border-radius:8px;border:0}
.menu .menu-cta:hover{color:var(--placa);filter:brightness(1.07)}

.hero-foto{margin:0;position:relative}
.hero-foto img{display:block;width:100%;height:auto;border-radius:14px;border:1px solid rgba(212,169,94,.35);aspect-ratio:4/5;object-fit:cover}
.hero-foto figcaption{position:absolute;left:1rem;bottom:1rem;right:1rem;background:rgba(18,23,31,.86);border-left:3px solid var(--marca);padding:.6rem .8rem;border-radius:6px;font-family:var(--f-mono);font-size:.78rem;color:var(--placa-clara)}
.hero-foto figcaption strong{display:block;font-family:var(--f-display);font-size:.98rem;color:var(--branco)}
.selos{display:flex;flex-wrap:wrap;gap:.5rem;margin:0 0 2rem;padding:0;list-style:none}
.selos li{font-family:var(--f-mono);font-size:.78rem;color:var(--ouro-claro);border:1px solid rgba(212,169,94,.45);border-radius:999px;padding:.3rem .75rem}

/* Frentes de exposição */
.frentes{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,19rem),1fr));gap:1rem}
.frente{background:var(--branco);border:1px solid var(--linha);border-radius:10px;padding:1.25rem 1.4rem;display:flex;flex-direction:column;gap:.5rem}
.frente p{margin:0;font-family:var(--f-display);font-weight:700;font-size:1.12rem;line-height:1.35}
.frente span{color:var(--texto-2);font-size:.95rem}
.frente a{margin-top:auto;padding-top:.5rem;font-family:var(--f-mono);font-size:.8rem;font-weight:600;color:var(--ouro-escuro);text-decoration:none}
.frente a:hover{text-decoration:underline}

/* Serviços */
.servicos{display:grid;gap:0;border-top:2px solid var(--tinta)}
.servico{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.6fr);gap:1rem 3rem;padding-block:2rem;border-bottom:1px solid var(--linha);scroll-margin-top:1rem}
.servico-n{font-family:var(--f-mono);font-size:.78rem;font-weight:600;color:var(--ouro-escuro);margin:0 0 .4rem}
.servico h3{font-family:var(--f-display);font-weight:800;font-size:clamp(1.3rem,2.4vw,1.6rem);line-height:1.15;letter-spacing:-.01em;margin:0}
.servico p{margin:0 0 .75rem;color:var(--texto-2)}
.servico ul{margin:0 0 .9rem;padding-left:1.1rem;color:var(--tinta)}
.servico li{margin-bottom:.3rem}
.servico .refs{display:flex;flex-wrap:wrap;gap:.4rem;margin-bottom:.9rem}
.servico .ref{margin-top:0}

/* Antes e depois da cobrança */
.duas-fases{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem}
.fase{border-radius:12px;padding:1.5rem 1.6rem;border:1px solid var(--linha);background:var(--branco)}
.fase-escura{background:var(--placa);color:var(--branco);border-color:var(--placa)}
.fase h3{font-family:var(--f-display);font-weight:800;font-size:1.25rem;margin:0 0 .25rem}
.fase .quando{font-family:var(--f-mono);font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ouro-escuro);margin:0 0 1rem}
.fase-escura .quando{color:var(--marca)}
.fase ul{margin:0;padding-left:1.1rem}
.fase li{margin-bottom:.35rem}
.fase-escura li{color:var(--placa-clara)}
.alerta-lei{margin:1.5rem 0 0;max-width:46rem;background:var(--nota);border-left:3px solid var(--tinta);padding:1rem 1.2rem;border-radius:0 8px 8px 0}
.alerta-lei p{margin:0 0 .5rem}

/* Como funciona com foto */
.etapas-grade{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2.2fr);gap:clamp(2rem,5vw,4rem);align-items:start}
.foto{margin:0}
.foto img{display:block;width:100%;height:auto;border-radius:12px;aspect-ratio:4/5;object-fit:cover}
.etapas-grade .etapas{grid-template-columns:repeat(2,minmax(0,1fr))}

/* Quem conduz com foto */
.quem-foto{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.5fr) minmax(0,1fr);gap:clamp(1.5rem,4vw,3.5rem);align-items:start}

.triagem .opcoes label span{font-size:.95rem}

@media (max-width:980px){
  .menu a:not(.menu-cta){display:none}
  .servico{grid-template-columns:1fr}
  .quem-foto{grid-template-columns:minmax(0,1fr) minmax(0,1.4fr)}
  .quem-foto .fatos{grid-column:1 / -1}
}
@media (max-width:880px){
  .duas-fases{grid-template-columns:1fr}
  .etapas-grade{grid-template-columns:1fr}
  .etapas-grade .foto{max-width:22rem}
  .hero-foto{max-width:26rem}
}
@media (max-width:760px){
  .marca img{height:38px}
  .marca span{font-size:.95rem}
  .menu .menu-cta{display:none}
  .etapas-grade .etapas{grid-template-columns:1fr}
  .quem-foto{grid-template-columns:1fr}
  .quem-foto .foto{max-width:18rem}
}